Your credit worthiness is evaluated numerically by your credit score. This factor is what creditors and lenders go by when they decide whether or not they should extend credit to you. Another name for the credit score is the FICO score.
It is no big secret that the banking industry’s most lucrative business is credit cards. While millions of Americans use plastic as the main method of payment in everyday life, few of them fully understand how credit cards work. Here is an attempt to uncover the techniques used by the industry to earn record profits and get consumers to take on more debt.
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