TaxRefund – Celebrating at a Chinese Buffet
Tax refunds came in this week! That will be a true godsend for us this month. We got a $2300 refund, deposited in our bank account yesterday.
Cindy and I decided to celebrate, so we packed the kids into the car and headed over to our local chinese restaurant […]

Selling Household Items on Ebay
This week Cindy went around the whole house and tried to find as many items as she could that we simply don’t need anymore. By the time I got home from work, she had accumulated a huge pile of stuff on the kitchen table, I couldn’t believe it!
In this entry, […]

Can Ebay Really Generate Income?
This is a fascinating concept – because I’ve always believed that the internet was only good for a few things, and none of them involved money.
However, I was talking to a friend at work last week and he mentioned to me that he “does Ebay” part-time. When I asked him […]

Trip to Sams Club
Last night we made a trip over to Sam’s Club in Concord (www.samsclub.com) because Cindy’s parents told her there were some major deals there to save on food. There were visiting, and Cindy’s mother has a Sam’s Club card. So we decided to go and take a look. But before heading over, we picked […]

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One of the biggest problems we have at the moment is the fact that our credit card payments are too high. With the level of debt that we have to pay back, our minimum credit card payments total $800 every month, spread over four credit cards ($200 each). If we’re ever going to have any chance […]

Consumer Credit Counseling – A Perfect Solution
CCCS has an organization in every state, and we found ours for New Hampshire and Vermont. Their website is http://www.cccsnh-vt.org/
On their website, they show that they help with:
- Free credit counseling for residents of New Hampshire and Vermont
- Low-cost debt repayment plans
- Federally-approved bankruptcy briefing & counseling
- Financial […]

Living on a Dime – Part II
Well…that was an eye-opening shopping trip.
First we took the kids to Salvation Army. The outside of the store was nondescript and unimpressive. I mean, if you could pick the absolute worst part of town to put a store – where the streets are littered and dirty, and apartment […]

 
Living on a Dime
There’s no chance that we’ll ever make it if we don’t find some way to at least pay the mortgage. I don’t know how on earth we’re going to come up with over two grand – but if we skip on a few bills for a month and put everything we’ve got […]

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Faced with Foreclosure
Today was not a good day… Work went fine, but when I got home, retrieved the mail from the mailbox, and walked in the door – the day took a major turn for the worse.
As I stood at the kitchen counter, I noticed that tucked inside the stack of bills […]

How to Save a Fortune on Groceries
Groceries. They are probably the only household cost that is so variable and so prone to waste. Once we step into the grocery store, we’re susceptible to the marketing trickery and grocery-store psychology that seeks to entice us to buy.
Cindy and I went grocery shopping last night. It […]